Terms of Use & Disclaimer

Pilot My Deal  ·  Effective date: July 9, 2026  ·  Provider: Yevgeniy Krupitskiy

Important: Pilot My Deal is an educational research tool. All figures are estimates based on your inputs and simplified assumptions — not financial, investment, legal, or tax advice, and no results are guaranteed. Real estate investing involves substantial risk, including loss of principal. Always verify numbers with your attorney, CPA, lender, and title company before acting. Use at your own risk.

1. Acceptance of These Terms

By downloading, installing, accessing, or using the Pilot My Deal mobile application ("the App"), you agree to be bound by these Terms of Use, including all disclaimers and limitations below. You also affirmatively accept these terms inside the App on first launch. If you do not agree, do not use the App.

2. Educational and Informational Purpose Only

The App is a research and educational tool. It exists to help you learn about and roughly screen hypothetical real estate scenarios — flips, BRRRR strategies, and long-, medium-, and short-term rentals. All content, calculations, verdicts, labels (such as "Strong," "Lender-ready," or "Best rental"), and outputs are provided for general informational and educational purposes only. They are not a recommendation to buy, sell, hold, finance, renovate, or rent any property, and they are not an analysis of any actual transaction.

3. Not Professional Advice; No Professional Relationship

Nothing in the App constitutes financial advice, investment advice, legal advice, tax advice, accounting advice, lending advice, appraisal, or real estate brokerage services. The Provider is not your financial advisor, investment adviser, attorney, accountant, tax preparer, lender, appraiser, or real estate broker, and no fiduciary, advisory, attorney-client, or brokerage relationship is created by your use of the App.

Always consult qualified, licensed professionals — including a real estate attorney, certified public accountant, lender, appraiser, insurance agent, and licensed contractor — before making any real estate or financial decision.

4. Estimates Only; No Guarantee of Accuracy

All outputs of the App are estimates generated from numbers you enter yourself and simplified modeling assumptions. The App uses statutory state-level transfer tax rates that may exclude county or municipal taxes, assumes customary allocations of closing costs that vary by locality and negotiation, and applies generalized formulas that cannot capture the specifics of any real transaction.

Tax rates, transfer taxes, recording fees, closing customs, interest rates, lending standards, insurance costs, and federal, state, and local laws change frequently and without notice. Information in the App may be incomplete, outdated, or incorrect at any time. You are solely responsible for independently verifying every figure with your own professionals before relying on it.

5. No Guarantee of Results; Investment Risk

The App makes no promise, guarantee, projection, or implication of any profit, return, cash flow, valuation, appreciation, tax outcome, loan approval, or other result. Real estate investing involves substantial risk, including illiquidity, leverage risk, construction and renovation risk, tenant and vacancy risk, regulatory risk, market decline, and the loss of your entire investment and more. Hypothetical or projected figures are not predictions.

6. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, OR NON-INFRINGEMENT. YOUR USE OF THE APP IS AT YOUR SOLE RISK.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE PROVIDER BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE PROVIDER'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE APP IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR $10, WHICHEVER IS GREATER.

8. Indemnification

You agree to indemnify, defend, and hold harmless the Provider and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the App, your violation of these Terms, or your violation of any rights of another.

9. Subscriptions and Billing

Subscriptions (including the free trial and any promotional offers such as launch offer codes) are billed and managed exclusively through Apple's App Store under Apple's terms. Prices are shown in the App before purchase. Subscriptions renew automatically until canceled at least 24 hours before the end of the current period; manage or cancel in your App Store account settings. Except where required by law or by Apple's policies, payments are non-refundable. Refund requests are handled by Apple.

10. Third-Party Services

The App is distributed through Apple's App Store and relies on third-party services (Apple, RevenueCat). The Provider is not responsible for the acts, omissions, availability, or policies of third parties. Apple is not a party to these Terms and has no obligation to furnish maintenance or support for the App.

11. Intellectual Property

The App, including its design, code, text, and branding ("Pilot My Deal," "Know the Best Move Before You Buy"), is owned by the Provider and protected by intellectual property laws. You receive a limited, personal, non-exclusive, non-transferable, revocable license to use the App for your own informational purposes. You may not copy, resell, redistribute, reverse engineer, or create derivative works from the App except as permitted by law.

12. Changes to the App and These Terms

We may modify, suspend, or discontinue the App (or any feature, rate table, or formula) at any time without liability. We may update these Terms from time to time; the effective date above reflects the latest version. Continued use of the App after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws of the State of New Jersey, without regard to conflict-of-law principles. Exclusive venue for any dispute lies in the state or federal courts located in Bergen County, New Jersey, and you consent to their jurisdiction.

14. Severability; Entire Agreement

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force. These Terms, together with the Privacy Policy, are the entire agreement between you and the Provider regarding the App.

15. Contact

Yevgeniy Krupitskiy
Fair Lawn, NJ
avekgen@gmail.com